Free · No Signup · Built for the Self-Employed

Don't just get a number.
Get a decision.

Monetools gives freelancers, solopreneurs, and side hustlers the same financial clarity that used to require an expensive CPA — in under 2 minutes.

✓ Free forever
✓ No account needed
✓ Updated for 2026 tax rules
Find Your Tools

Who are you?

Each group has different questions. Pick the one that fits you.

5 Tools Live
💼
Freelancer · Consultant · 1099 Contractor
Self-Employed & Solopreneur
Navigating LLC formation, S-Corp taxes, quarterly payments, and pricing — without a finance degree.
LLC Assessment LLC vs S-Corp Quarterly Tax + 2 more
Explore tools →
Coming Soon
🛍️
Etsy · Gig Worker · Creator
Side Hustler
Know your real profit after platform fees, costs, and taxes — before you scale what's not working.
Etsy Profit Gig Earnings Side Hustle Tax
Coming soon
Coming Soon
🏠
Airbnb · Long-term Rental
Landlord & Host
Should you Airbnb or rent long-term? What's your real cash flow after mortgage, fees, and taxes?
Airbnb vs LTR Cash Flow Host Tax
Coming soon
Coming Soon
🏢
LLC · Small Team
Small Business Owner
Payroll costs, hiring decisions, business loan affordability, and partnership equity — the tools your accountant uses, free.
Payroll Cost Hire vs Contract Business Loan
Coming soon
Most Used Tools

Start here

Self-Employed · Assessment
Business Structure Readiness Assessment
Should you form an LLC right now — or wait? Get a stage-specific recommendation in 2 minutes.
Take assessment →
Self-Employed · Calculator
LLC vs S-Corp Tax Savings Calculator
Enter your income and see exactly how much you'd save — or lose — by electing S-Corp status.
Calculate savings →
Self-Employed · Coming Soon
Quarterly Tax Estimator
How much do you owe the IRS this quarter? Get a personalized estimate with a payment calendar.
Coming soon →
How Monetools Works

Built different

1
Answer a few questions
Your income, state, goals, and situation — not generic inputs, but the things that actually change the answer.
2
Get a decision, not a number
Every tool outputs a clear recommendation with the reasoning behind it — Do this. Not yet. Here's why.
3
Know your next move
Each result includes 3 specific actions ranked by priority — so you leave with a plan, not just information.

Why not just ask ChatGPT?

AI chat is great for open questions. Monetools is built for a different job: taking your specific financial situation and turning it into a clear, structured decision.

Generic tools & AI chat
— Returns open-ended answers
— You interpret the output yourself
— Doesn't know your state or income
— No clear next step
Monetools
✓ Structured decision with clear verdict
✓ Personalized to your numbers and state
✓ Explains why — not just what
✓ 3 prioritized next actions every time

New tools every month

We're building tools for every self-employment situation. Get notified when new ones launch — plus a free resource pack to start.

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